Payment processing
Move from siloed payment processing to one consolidated, unified payment solution, providing greater efficiency.
Join the digital revolution of real-time transactions, delivering convenience, control and security to all.
Tietoevry Instant Payments Solution enables real-time account-based payment transactions. By delivering instant transactions for all market participants, you can bring new benefits to businesses and citizens, and ensure payments can flow quickly and safely wherever they are needed, through a variety of payment instruments and methods.
Our Instant Payments Solution offers accessibility via open APIs and international standards, such as ISO20022. This enables payment service providers to easily connect to the system and promotes the creation of new and innovative market services.
The Instant Payment Solution is based on microservices architecture and creates efficiency gains from the re-use of services, components, and interfaces. High availability, security, data protection and compliance are the key cornerstones of our Instant Payments Solution.
Head of Instant, Retail Payments and Cards
Create new payment transaction flows and introduce a wide range of use cases such as request to pay, welfare payments, salary payments and proxy-based payments.
By collaborating with customers we identify business opportunities and build a strategic plan for growth, based on your needs, market, and benchmarks from instant payments schemes around the world.
The openness and flexibility of the software architecture enables scalability and easy configuration, allowing for a fast go-to-market strategy and continued growth opportunities.
Get the full request-to-pay advantage by leveraging the intelligence of instant information flows. Utilize ISO20022 based request to pay message processing, based on EPC specifications.
Create a central reference facility of alternative IDs for IBAN, be it mobile, tax, social media or e-mail address. Ensure lifecycle management and role-based access for participants. Configure according to local schemes and data fields specifics.
Fight financial crime with on-line transaction data screening against potential fraud and money laundering cases and rule-based transaction screening against known fraud cases and internal/external blacklists. AI models for new rule identification, add an extra layer of protection.
Get more from managing on-line liquidity positions. Ensure real time clearing of processed messages according to available limits within participant accounts, notifications on upper/lower limit positions, and automatic initiation with a settlement service.
Comes with full mobile application management for Android and IoS, with broad feature set including user management, payments, merchants, authentication, statistics, notifications, and monitoring. The system also supports API based integration with mobile applications.
Connect to a wide range of external schemas such as EBA RT1, TIPS, P27 and many more for ultimate flexibility. Routing of incoming messages to/from external schemas is based on pre-defined routing rules.
Deliver instant payments and connected services to merchants and end customers. Our solution ensures straightforward participant connectivity to central infrastructure for actors across a nation.
The Instant Payments System in the Maldives will be based on Tietoevry’s Instant Payments Solution.
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