noun_Email_707352 noun_917542_cc noun_Globe_1168332 Map point Play Untitled Retweet Play

P27 Nordic Payments

Ensure compliance to P27 and scale up as required with a modular payment processing software, delivered as SaaS, on-prem installation or on a hosted cloud.

Holistic approach to payments

Payment Hub – solution fit for P27 and beyond

If your bank has chosen to become a part of the P27 Nordic Payments Platform, we can provide you with a modular and flexible Payment Hub that can be implemented to meet any existing banking system setup.

Whether you only require P27 compliance or are considering a full payments system upgrade, the open architecture of Payment Hub supports stepwise implementation. This way, you can extend the solution to fit new modules and new payment types.

In addition, the solution easily adapts to market changes and supports payment services such as request-to-pay and bill payments.


  • Compliant with the latest industry developments and standards (such as ISO 20022, P27, PSD2, SEPA Implementation Guidelines and Rule Books)
  • Support for multibank deployment - single instance and multi-tenant
  • API-driven solution that facilitates increased interactions with internal and external partners adding value to your payment offering
  • Short time-to-market for changes or new propositions
  • Flexible batch booking features
  • Suited for a phased implementation and a gradual migration from a siloed payment processing environment towards a single consolidated platform
  • Module-based solution that allows for the implementation of the whole end-to-end solution, Gateway or connectivity towards P27
  • Prepared for Request-to-Pay and Bill Payments
  • Supports corporate payment file reception and handling

Delivery options

  • SaaS
  • Hosted- cloud
  • On-prem

Recognized market leader

With over 20 years of experience in the Nordic market, we can provide you with unique insight into the requirements and specifics of the region. This expertise has been channeled into delivering best-in-class solutions and providing professional consultancy services for our clients. We continue to closely monitor market developments, take part in relevant industry groups, and follow the latest updates and plans for P27.

In 2020, TietoEVRY was acknowledged as a Nordic leader in ISG’s Banking Industry Ecosystem Report. They recognized that the recent merger between Tieto and EVRY, has resulted in powerful software and services capabilities combined with Nordic-based excellence and expertise. ISG stated: "TietoEVRY is a trusted market leader within payment ecosystem services, showcasing extensive experience, referrals, capabilities and solution offerings in the Nordics." Learn more.

P27 Nordic Payments Platform

What is the new payments platform?

P27 aims to establish a single pan-Nordic payment infrastructure for the 27 million inhabitants of Denmark, Sweden, Norway and Finland. The innovative payments infrastructure will bring a massive change in how money moves for consumers, businesses and the society.

In broad terms, P27 brings opportunities to improve end-customer offering with innovative pan-Nordic payment services and reduce cost by, for instance, harmonising system landscapes.

For banks and financial institutions, the initiative means meeting specific requirements of P27 which include modernization and replacement of existing payments infrastructure to ensure they leverage on the opportunities brought by the initiative.

The time is exciting within the Nordics, but also uncertain as market players seek for advice and guidance on what steps are needed to take next.

As a key player within the Nordics we aim to help our customers embrace the opportunities brought by the initiative and together shape the future of the Nordic payments.

Latest insights

How will P27 impact the payment landscape for businesses?


When P27 goes live the Nordic payments market will be shaken up once again. Getting a head start could give your business a strategic advantage over your competitors. But where is the ROI?

Learn more.

How Luminor bank achieved payment processing independence and consolidation

TietoEVRY’s Payment Hub delivered as a Cloud solution enabled a fully independent and consolidated payment processing solution for Luminor bank. The project was Highly Commended at FinTech Futures PayTech Awards 2020. 

Learn more.

The P27 journey is gearing up - what are the main considerations for your bank?

As more milestones are reached, we are close to seeing the launch of the new P27 payment initiative. What are the the main considerations banks and financial institutions should be assessing now?

Read more.

TietoEVRY achieves Top 25 ranking in the 2020 IDC FinTech Ranking

TietoEVRY has been ranked on the prestigious global 2020 IDC FinTech Rankings Top 25 Enterprise list by IDC Financial Insights. This is the fourth consecutive year TietoEVRY has been named and is the only Nordic company to make it to the Enterprise 25 ranking. 

Read the news.

First P27 services coming on line – Guide for banks operating in Sweden


P27 is the largest transition facing the Swedish payment market to date. As a bank, what do you need to do now to complete your part and how do you turn this new possibility into a success? 

Read the guide.

Who benefits the most from Request-to-Pay?

Due to the unprecedented times we are living in, further digitalization and immediate access to funds has gained even more significance. Sami Uski explores the benefits of request-to-pay for consumers, businesses and banks.

Read more.


Get in touch

Nicoline Lilletvedt

Senior Sales Manager


Reach out to Nicoline to discuss the latest market developments connected to P27 and discover how to develop a strategy that will accommodate your future requirements. Among other areas, Nicoline is an expert in SaaS delivery models and will be able to help you evaluate the best delivery model for your business.


Dagfinn Loen

Senior Sales Manager


Dagfinn has worked closely with numerous Nordic banks for the last 15 years. His extensive experience and market knowledge allow him to find the best solutions for customers.


Empower people and businesses

TietoEVRY creates digital advantage for businesses and society. We are a leading digital services and software company with local presence and global capabilities. Our Nordic values and heritage steer our success.

Share on Facebook Tweet Share on LinkedIn