AI-as-a-service credit solutions delivers significant business value to the banking sector
Today, banks and credit institutions face business-critical challenges in the form of reduced margins and increased competition. Challenges to be overcome with the introduction of Credit AI solutions.
Tietoevry offers cutting-edge AI business solutions designed to help banks and credit institutions to reduce risk, increase profitability and accelerate growth. By bringing data science to life through AI-as-a-Service, we offer machine learning models developed and packaged specifically for the credit value chain to support smarter business decision-making. As a result, banks benefit from customer-oriented solutions that increases customer retention and profitability with a faster ROI, and thereto gain competitive advantages.
Tietoevry provides AI Credit solutions within Lending, Asset finance and Debt collection.
Sofie Dufwenberg
Head of Credit Science, Credit Solutions and Services
Watch and enjoy our video about Profit-scoring AI
Key benefits
Increase Profitability
Setting the right price of a loan and keep customer retention high, optimise the existing portfolio and boost margins in line with your business goals.
Reduce Risk
By taking a holistic approach on loans, assets, as well as debts using AI powered solutions, we help limit the risk of losses by predicting and quantifying multiple business risks.
Fast time to market
Developing inhouse AI products take years. Our scalable, cloud-based solutions can be deployed quickly together with an onboarding process that delivers business impact from day one.
Key features
Intelligent Profit Scoring for business growth
Our Profit scoring AI products delivers proven increased ROI and improved customer retention. Within Profit Scoring AI we offer several solutions with focus on Application scoring and Portfolio scoring.
Application scorings with Individual pricing in real time
We set the ideal individualised price of a loan or asset before the loan is approved and disbursed. All with the help of anonymised data and catered machine learning models packaged into our Real-time Pricing AI-application. Additional modules help to balance sales volume targets and profit margins (Sales optimizer), and to predict fraud (Straight-roller).
Portfolio scoring AI to increase retention
Our Portfolio scoring, Retention AI, helps to act proactively within your existing customer portfolio, improve efficiency and increase profitability which results in a secured and more sustainable long-term backbook.
Optimizing Debt Collection processes
Our Debt Collection AI solutions optimize the processes by predicting the likeliness of multiple events and taking proactive decisions. We help you to be more efficient and to focus on the right cases.
In the spotlight
Turn passive customer data into long-term profits with AI-driven portfolio scoring
Ensuring your portfolio is profitable, with a healthy rate of customer retention, and in line with risk appetite, is now an exact science.
Read more hereTietoevry’s newly launched AI-as-a-service increases ROI and lowers churn in the credit process
Tietoevry has been working with several banks, implementing cutting-edge technology that brings data science to life through AI-as-a-Service
Read more hereTietoevry AI and Machine Learning solution brings advanced profit scoring to MedMera Bank
Tietoevry extends its collaboration with MedMera Bank through the deployment of game-changing AI and Machine Learning solutions
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Read more about what Tietoevry Banking's Profit Scoring solutions can do for your business.