Balance risk, increase profitability and accelerate growth with AI Credit solutions
Today, banks and credit institutions face business-critical challenges in the form of reduced margins and increased competition. Challenges to be overcome with the introduction of Credit AI solutions.
Tietoevry offers cutting-edge AI business solutions designed to help banks and credit institutions to reduce risk, increase profitability and accelerate growth. By bringing data science to life through AI-as-a-Service, we offer machine learning models developed and packaged specifically for the credit value chain to support smarter business decision-making. As a result, banks benefit from customer-oriented solutions that increases customer retention and profitability with a faster ROI, and thereto gain competitive advantages.
Tietoevry provides AI Credit solutions within Lending, Asset finance and Debt collection.
Head of Credit Science, Credit Solutions and Services
Watch and enjoy our video about Profit-scoring AI
Setting the right price of a loan and keep customer retention high, optimise the existing portfolio and boost margins in line with your business goals.
By taking a holistic approach on loans, assets, as well as debts using AI powered solutions, we help limit the risk of losses by predicting and quantifying multiple business risks.
Developing inhouse AI products take years. Our scalable, cloud-based solutions can be deployed quickly together with an onboarding process that delivers business impact from day one.
Our Profit scoring AI products delivers proven increased ROI and improved customer retention. Within Profit Scoring AI we offer several solutions with focus on Application scoring and Portfolio scoring.
We set the ideal individualised price of a loan or asset before the loan is approved and disbursed. All with the help of anonymised data and catered machine learning models packaged into our Real-time Pricing AI-application. Additional modules help to balance sales volume targets and profit margins (Sales optimizer), and to predict fraud (Straight-roller).
Our Portfolio scoring, Retention AI, helps to act proactively within your existing customer portfolio, improve efficiency and increase profitability which results in a secured and more sustainable long-term backbook.
Our Debt Collection AI solutions optimize the processes by predicting the likeliness of multiple events and taking proactive decisions. We help you to be more efficient and to focus on the right cases.
Ensuring your portfolio is profitable, with a healthy rate of customer retention, and in line with risk appetite, is now an exact science.Read more here
Tietoevry has been working with several banks, implementing cutting-edge technology that brings data science to life through AI-as-a-ServiceRead more here
Tietoevry extends its collaboration with MedMera Bank through the deployment of game-changing AI and Machine Learning solutionsRead more here
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Read more about what Tietoevry Banking's Profit Scoring solutions can do for your business.