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Retail lending

Enhance your retail lending process, from first customer contact all the way to final accounting.

Exceed your customers' expectations

Whether you’re a credit start-up, moving into consumer finance, or an established lender, we can keep you ahead of changing customer demands with a modern purpose-built solution for managing the complete lending process.

Tietoevry lending software simplifies the entire origination and life-cycle process for mortgages, unsecured loans, consumer credit, corporate credits, deposits with self-service support. A powerful business and credit rules engine is built into the solution ensuring secure and precise decisions and pricing in origination. Our fully automated solution saves time and resources and provides smooth customer journeys, freeing up time to focus on your core business.
Kristian Hovden

Head of Sales, Credit Solutions

In the spotlight

Marginalen Bank takes next steps in cloud journey

The Swedish digital bank has chosen Tietoevry to deliver its new SaaS lending platform.

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Kraft Bank, the fastest Norwegian bank launch with the lowest start-up costs

Tietoevry lending platform helps Kraft Bank support people in financial difficulty.

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10 NPS Do’s and Don’ts

Are you measuring NPS but having trouble getting things to move or change for the better? Then this post is for you!

Read the blog post

MedMera Bank chooses Tietoevry SaaS lending solution

The scalable platform will enable MedMera Bank to build new services and find new business opportunities.

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Key benefits

A fully automated consumer lending solution saves you time and resources, while delivering a superior service to your customers.

Save time and resources

A fully automated consumer lending solution saves you time and resources, while delivering a superior service to your customers.

Built on integration-ready, open API technology, our user-friendly platform is flexible and scalable, supporting multiple currencies and languages.

Flexible and scalable solutions

Built on integration-ready, open API technology, our user-friendly platform is flexible and scalable, supporting multiple currencies and languages.

An automated lending process reduces operational risk and provides compliance with legal infrastructure, allowing connectivity with multiple channels and a faster time-to-market.

Reduce operational risk

An automated lending process reduces operational risk and provides compliance with legal infrastructure, allowing connectivity with multiple channels and a faster time-to-market.

Key features

Loan origination

Our loan origination module automates the entire application process. High volumes of data can be handled at application, while the decision phase is based on a combination of risk scoring, lending thresholds and business rules. All documentation is then generated automatically, ensuring accuracy.

Loan administration

The loan administration phase is completely automated, taking care of credit processing from first payment to final accounting. Loan status updates are available in real time. Our solution supports multi-channel integration, allowing you to adapt to new markets effortlessly.

Collaterals management

Our collateral management solution enables banks and financial institutions to secure consistent data and manage established collateral for loans and other credit facilities. The service provides support for a variety of functions, including setting up, changing and deleting collateral and extensive tools for internal and regulatory reporting.

An agile solution

Our agile approach together with existing out-of-the box support for a variety of lending needs allows for reduced risks, implementation costs and lead time when delivering our solutions. As a fully automated 'off the shelf' solution, we are able to implement and configure our standard product with a three month time-to-market. The solution allows you to configure your lending process to meet your requirements.

Compliance made simple

Compliance is embedded into our solution, ensuring you continuous compliance with regulatory, legal and infrastructural requirements including GDPR, Definition of Default, IFRS 9 and 16. Product development and road maps with focus on compliance ensures that our solutions allow customers to be compliant and reduces operational risk, allowing you to meet regulatory requirements.

Flexible delivery models

We can take care of the complete software hosting through our SaaS solution, or with software licences, and you can choose to host through the cloud, a hybrid solution or on-prem. We can also supervise all or part of the origination and administration process through our Financial BPO service.

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Shape the future

Whether you are a strategist, coder, analyst, or a future-enthusiast, you will find a home at Tietoevry. With us, you can make your mark and shape the future.

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