Dynamic Corporate lending
Whether you are looking for a lean sector-specific solution which works stand-alone, or a modular solution that's easy to integrate with your core banking platform, we have the answer.The automated Tietoevry corporate lending software simplifies credit origination and credit life-cycle management, from application to termination. Our solutions support secured or un-secured corporate loans with virtually any interest or repayment terms and any kind of collateral. Whether your target customers are SMEs, housing companies, one-man businesses, or large corporates, we have the solution for you.
Examples of supported products are; Term loans, Revolving Credits, Frame agreements, Agriculture loans, Bank guarantees, Deposit accounts, Export Credits, Syndications, Corporate card approvals etc.
Head of Sales, Credit Solutions
Key benefits
Save time and resources
A fully automated corporate lending solution saves you time and resources, while delivering a superior service to your customers.
Connect and grow faster
Our user-friendly platform supports multiple currencies and languages, and is fully integrated with open APIs, allowing connectivity with multiple channels and giving you a faster time-to-market.
Reduce operational risk
An automated credit process with compliance embedded reduces operational risk and ensures adherence to legal infrastructure and regulations.
Key features
Loan origination
Our loan origination module automates the entire application process. High volumes of data can be handled at application, while the decision phase is based on a combination of risk scoring, lending thresholds and business rules. All documentation is then generated automatically, ensuring accuracy.
Loan administration
The loan administration phase is completely automated, taking care of credit processing from first payment to final accounting. Loan status updates are available in real time. Our solution supports multi-channel integration, allowing you to adapt to new markets effortlessly.
Collateral management
Our collateral management solution enables banks and financial institutions to secure consistent data and manage established collateral for loans and other credit facilities. The service provides support for a variety of functions, including setting up, changing and deleting collateral and extensive tools for internal and regulatory reporting.
A complete solution for syndicated loans
The syndication module is designed to handle complex syndication structures for both agents and participants. The main features of our syndication module are: Complete overview of and reports for all exposure and collateral values; Total online overview of all loans when acting as agent; Automatic covenant follow-up; Detailed online loan and guarantee information.
Scoring made simple
Through a set of standard KPIs, supplemented with advanced analytics and data compilation, we can give you greater access to reliable and assessable corporate lending data, while designing and automating the credit rules needed to make complex credit decisions.
An agile solution
Our agile approach delivers solutions at lightning speed, while reducing implementation costs. As a fully automated 'off the shelf' solution, it is quick to implement with a three month time-to-market. It allows you to configure your lending process to your requirements.
Compliance embedded
Compliance is embedded into our solution, ensuring you continuous compliance with regulatory, legal and infrastructural requirements including GDPR and IFRS 9 and 16. A real-time automated compliance process reduces operational risk, allowing you to grow and adapt quickly to new market requirements.
Flexible delivery models
We can take care of the complete software hosting through our SaaS solution, or with software licences, and you can choose to host through the cloud, a hybrid solution or on-prem. We can also supervise all or part of the origination and administration process through our Financial BPO service.
