By delivering real-time transactions for all market participants, you can bring new benefits to businesses and customers, and ensure a quick flow and safety of payments wherever they are needed, through a variety of payment instruments and methods.

Instant Payments
Join the digital revolution of real-time transactions, delivering convenience, control and security to all

Edgars Bremze
Lead strategic product manager, Payments
Instant payment solutions
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Instant Payments for Nordic & EU Banks
Solution for financial institutions, enabling real-time transactions via open APIs & ISO20022 standards
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Instant Payments for Central Banks
Build secure, interoperable instant payments infrastructure with Tietoevry's API-driven solution.
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Instant Payments for Participants
Launch real-time products/services with our SEPA ISO 20022 instant payments platform for the connected commerce world.
Instant payments: cornerstone of a future digital payments ecosystem
The continuing decline in cash use is the main driver of instant payment solutions. As user adoption of non-cash solutions grows, so pressure rises on central banks and payment providers to offer more convenient and cheaper alternatives, including new payment methods.
Our insights

Sustainability / 16.7.2025
Physical Cards — The Unsung Hero of Financial Marketing
Physical payment cards aren’t just a way to pay—they’re a bank’s most visible, most used, and most direct marketing tool.
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Sustainability / 16.7.2025
Cards in Action — Practical Use-Cases for Modern Businesses
Physical payment cards aren’t just a way to pay—they’re a bank’s most visible, most used, and most direct marketing tool.
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Digitalization / 24.6.2025
One minute is all it takes: Deepfakes and the new era of financial fraud
As AI advances, so do the tactics of cybercriminals. This article explores how deepfakes and emotion-driven scams are reshaping the fraud landscape.
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