Credit card issuance remains one of the most powerful tools for driving customer engagement, revenue growth, and digital innovation. Credit cards offer recurring touchpoints with customers through everyday transactions, enabling banks to build loyalty and deliver personalized experiences. With the rise of embedded finance, virtual cards, and real-time issuance, banks can differentiate themselves by offering seamless, secure, and tailored credit solutions.
Credit card issuing
Deliver real-time credit card issuance, including virtual cards, and embedded finance solutions to boost customer engagement and loyalty
Head of account management, Instant, Retail Payments and Cards
Support of different credit products
Create charge or revolving credit cards, as well as BNPL and instalment plans as distinct product offerings. Additionally, support of credit card products that comply with Islamic finance principles
Flexible financial condition set-up
Fully customizable financial conditions including various MTP calculation algorithms, grace periods, interest rates for different spending groups, transaction and card lifecycle fee calculations
Loyalty solution as value add
Calculating and redeeming bonus points or cash-back based on cardholder spending habits, including targeted marketing initiatives as an addition to credit card offerings