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Sbanken chooses EVRY for another five years

07 December 2017

(Oslo 7 December 2017) Sbanken (formerly Skandiabanken) and EVRY have entered into a five-year agreement worth approximately NOK 300 million that will see EVRY deliver next-generation core banking and payment solutions in addition to banking services. The agreement also covers future collaboration in relation to open banking and innovation.

EVRY’s open banking platform will enable Sbanken to satisfy the requirements of the Payment Services Directive 2, which will require banks to give authorised third parties access to their account systems so that customers can use other payment service providers. Sbanken and its external service providers will also gain a foundation that will enable them to remain competitive as the financial services market becomes more open.

“Banking is becoming increasingly technology-driven, and at Sbanken we want to continue to challenge our customers and ourselves with new concepts. We are passionate about creating the best solutions for our customers and for these solutions to enable them to make smart financial decisions. In order for Sbanken to remain at the forefront of today’s rapid developments, it is important for us to have a long-term collaboration with a company like EVRY that gives us a scalable technology platform. With the industry in flux, it is crucial for us to view this collaboration more as a partnership than as a relationship with a supplier, and also for us to be able to develop together with a company that has extensive knowledge of the banking sector and is investing heavily in new technology and areas such as open banking”, comments Christoffer Hernæs, Chief Digital Officer at Sbanken.

“For many years Sbanken has been the bank with the most satisfied customers, and it is known for its user-friendly solutions. It is a great statement of confidence in EVRY that the bank has chosen to continue and extend its collaboration with EVRY to include next-generation core banking and payment solutions as well as our open banking platform. Together this will give Sbanken a strong foundation for developing new services for its customers, and will enable it to achieve its ambition of providing its customers with the best solutions. From EVRY’s perspective, we are proud to be a collaboration partner to Sbanken during what will be an exciting time”, comments Wiljar Nesse, EVP, EVRY Financial Services.

As part of the agreement, EVRY will also deliver a full value chain of card services. The agreement will also be expanded to include EVRY’s loan systems for instalment loans.

Modern, customer-centric core banking solutions

EVRY is establishing its new core banking solution as a service platform using industry-standard components. It’s development strategy and implementation methodology are firmly based on the company’s close collaboration with the Banking Industry Architecture Network (BIAN), of which EVRY is the only member that is a Nordic IT service provider. Modern architecture and standards, including ISO 20022, ensures that the solutions are flexible, cost-effective and designed to meet international requirements. The solutions can be delivered as SaaS services from EVRY, or as components installed at banks.

Contact persons

Wiljar Nesse, EVP Financial Services, EVRY, Tel.  +47 934 48 116
Viola Hellström, VP Communications, Financial Services, EVRY, Tel. + 46 73 708 1727
Christoffer Hernæs, Chief Digital Officer, Sbanken, Tel. +47 916 92 852
Ole B. Larsen, Media Contact, Sbanken, Tel. +47 959 40 045

About Sbanken
Sbanken (formerly Skandiabanken) was launched in 2000 as the first purely online bank in Norway. The bank provides a broad spectrum of financial products and services to private individuals and households in Norway in the areas of payment and card solutions, savings products, investment products, and long-term and short-term loans. The bank has no branches and provides all its products and services through its digital platform, which is fully available on mobile devices, tablets and PCs. At the end of Q3 2017 Sbanken had 430,000 customers with an active account and total assets of NOK 81.6 billion. Sbanken is listed on the Oslo stock exchange. For more information see


Viola Hellström
VP Communications, Financial Services
+46 737 08 17 27


About EVRY
EVRY is one of the leading IT service and software providers in the Nordic region and has more than 10,000 customers across the private and public sectors. Every day more than five million people in the Nordic region use solutions delivered by EVRY. Through its strong local presence and in-depth technological and commercial insight, EVRY is a driving force for innovation and modernisation at its customers. EVRY reported turnover of NOK 12.2 billion in 2016 and has 8,500 employees across nine countries. EVRY’s headquarters are located at Fornebu just outside Oslo, and the company is listed on the Oslo stock

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