Credit card fraud, identity and credit card theft is something that can happen to anyone. Even though the Nordic countries have the lowest rate of credit card fraud per capita in the world. We see that the fraud attempts get more advanced and better organized every year. infotorg offers an electronic service to block the possibility for companies to perform a credit check of you – you can easily block or unblock this possibility in our credit information service infotorgPerson.
Advanced fraud attempts
Every year, Tietoevry run surveillance of approximately 2,3 billion card transactions from 80 banks in 10 countries, and we disclose around 100 000 attempts of fraud. Tietoevry’s solution stops 8 out of 10 fraud attempts. The criminals are increasing their use of advanced digital solutions. The «Card not present» fraud, where the criminals do not need the physical credit card, but instead use only other persons card and account information, is today the most widely used card fraud.
Why do YOU need a voluntary credit block?
Every week, we receive many questions from private persons, says Geir Asle Bjerkem, who is responsible for handling the credit blocks in infotorg. Those who get in touch with us have usually experienced ID-theft or have lost or had their passport or credit card stolen. There is a lot of fraud going on, and it’s very important to be able to set up a voluntary credit check block on your identity as quickly as possible. If you set up this voluntary credit block, it prevents companies to run a credit check on you. This in turns prevents any credit being given in your name.
Add or remove a voluntary credit block yourself
We offer a solution for a voluntary credit block through a digital solution on infotorg, our business portal. This solution makes it very easy for you when you are in need stopping or starting the option of checking your credit, in Tietoevry’s service infotorgPerson. You need to use «bank-ID» for authentication. This solution is popular amongst private persons using it and seen as a very simple and intuitive service. The service is found here.
If you have a guardianship for another person and need to stop credit checks on their behalf, you still need to send this information to us manually / via mail.
In addition to using our service, we strongly advise you to contact the 3 other credit companies Experian, Bisnode and Creditsafe, to add your voluntary credit block in their solutions as well.