4Ps of successful banking transformation

Banking transformation rests on 4 key pillars revealed in our latest report: product, process, people and partnership. Our featured blog dives deeper into the people pillar with experience-based insights. Read the blog first - or download the full report for the complete framework.

Blog: The greatest asset in card systems transformation is people

"When we build shared cultural values, agree on ways of working, and create transparent forums for collaboration, trust grows. Problems stop being “theirs” or “ours” – they become ours to solve together," claims Triin Öun in her  blog. 

Explore the blog

Report: Get your copy now - instant access

Stay ahead in the digital era by exploring our "Insight report: Transforming the card value chain for leading banks." It provides valuable views for all banks and financial institutions.

The report covers:

  1. Why legacy system replacement is a top priority for Tier 1 banks

  2. The 4 pillars transformation and how they impact outcomes

  3. Practical advice how to select the right technology partner

  4. Insights from transformation programs spanning over 26 million cardholders across the Nordics and Baltics, enriched by views from Nordic banking leaders and Tieto Banktech's experts

    Download the report instantly (pdf)


As Tietoevry evolved into Tieto at the end of 2025, we became Tieto Banktech - focused on banking software and transformation.

Deep dive into banking transformation

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Our LinkedIn page provides the easiest way to get our expert insights, trends and practical examples in banking transformation.

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Blazevic on banking transformation

Our  Managing Director, Mario Blazevic, reflects on how leading banks modernize their card platforms and what separates success from stalled transformation in his Linkedin post.

Read now on LinkedIn!

Transforming banking together

"Modern banking transformation is more than simply replacing outdated systems or implementing new solutions, it’s also about rethinking how banks operate and deliver value to their customers. But to succeed with all these things and bring these changes to life requires the support of reliable and trusted partners.

These banking transformation report insights are drawn from real partnerships and deliveries at scale."

Mario Blazevic
Managing director
Tieto Banktech

Contact us for more information

If you’d like to discuss what the report insights could mean for your bank, please contact Aslak Lid, Head of Cards and Transaction Banking at Tieto Banktech, and he will connect you with the right discussion partner.

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