Simplify your corporate lending business with a powerful, automated system for loan origination and administration
Whether you are looking for a lean and agile system for sector-specific loans, or a modular solution that's easy to integrate with your core banking platform, we have the answer.
The automated TietoEVRY corporate lending software simplifies loan origination and administration, from first contact to final accounting. Our system can support corporate loans, syndicated loans, agricultural loans, bank guarantees, deposits, savings accounts and card approvals. While banks and financial institutions focus on core business, we take care of the administration.
A fully automated corporate lending solution saves you time and resources, while delivering a superior service to your customers.
Our user-friendly platform supports multiple currencies and languages, and is fully integrated with open APIs, allowing connectivity with multiple channels and giving you a faster time-to-market.
An automated credit process with compliance embedded reduces operational risk and ensures adherence to legal infrastructure and regulations.
Our loan origination module automates the entire application process. High volumes of data can be handled at application, while the decision phase is based on a combination of risk scoring, lending thresholds and business rules. All documentation is then generated automatically, ensuring accuracy.
The loan administration phase is completely automated, taking care of credit processing from first payment to final accounting. Loan status updates are available in real time. Our solution supports multi-channel integration, allowing you to adapt to new markets effortlessly.
Our collateral management solution enables banks and financial institutions to secure consistent data and manage established collateral for loans and other credit facilities. The service provides support for a variety of functions, including setting up, changing and deleting collateral and extensive tools for internal and regulatory reporting.
The syndication module is designed to handle complex syndication structures for both agents and participants. The main features of our syndication module are: Complete overview of and reports for all exposure and collateral values; Total online overview of all loans when acting as agent; Automatic covenant follow-up; Detailed online loan and guarantee information.
Through a set of standard KPIs, supplemented with advanced analytics and data compilation, we can give you greater access to reliable and assessable corporate lending data, while designing and automating the credit rules needed to make complex credit decisions.
Our agile approach delivers solutions at lightning speed, while reducing implementation costs. As a fully automated 'off the shelf' solution, it is quick to implement with a three month time-to-market. It allows you to configure your lending process to your requirements.
Compliance is embedded into our solution, ensuring you continuous compliance with regulatory, legal and infrastructural requirements including GDPR and IFRS 9 and 16. A real-time automated compliance process reduces operational risk, allowing you to grow and adapt quickly to new market requirements.
We can take care of the complete software hosting through our SaaS solution, or with software licences, and you can choose to host through the cloud, a hybrid solution or on-prem. We can also supervise all or part of the origination and administration process through our Financial BPO service.